Still trying to correct the easy stuff

I never received any kind of acknowledgement or letter from Equifax. I haven’t recently pulled a copy of my credit reports, so I have no idea if it’s been corrected on Equifax’s side or not.

I’ve been extremely busy and a bit fed up with this endless cycle of not getting anywhere. But this is just the beginning of the long uphill climb. So I won’t give up now.

I guess my next step is to send out all that information that Experian has requested, and as long as I’m at it, I may as well send it off to Equifax and TransUnion as well to see if it gets me anywhere.

So far, I’ve been sending all correspondence regular mail. If you poke around the web, there are all sorts of theories on how to get better responses from the credit reporting agencies. Many people say to never use anything but Certified Mail with Return Receipt, and to include a reference to the tracking number directly in the letter itself, making sure to save a copy for your records. I’ve read all sorts of other tricks and tips, including sending only hand-written correspondence on yellow legal paper written in green ink. Something about that being difficult for them to OCR into their computerized system, forcing them to deal with it personally. At this point, I’m beginning to see how all these tricks and tips surfaced, and I’m starting to think that they might not be a half-bad idea.

I’m sending off copies of all requested proof of name and address to all three as my next step. I’m undecided as to whether I’ll use CMRR or yellow legal paper and a green pen. I’ll report back when I’ve made my decision and on the results.

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