Freecreditreport.com and other similar agencies are simply the three main credit reporting agencies wringing more money from consumers by making them pay to monitor the reports that they themselves know are full of errors. Don’t fall for it.

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Just before Christmas I became yet another victim of identity theft. Somehow, someone who remains unknown to me cloned my debit card, somehow figured out my PIN, and made two rather large ATM withdrawals, emptying my checking account.
I have never loaned my debit card to anyone, and until this happened, I was the only person […]

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The one and only source of truly free credit reports and the reasons why you might want to think twice before you take advantage of the offer.

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